hard Money Loans
When traditional financing isn’t an option or speed is critical, WesAmerica Mortgage Corporation’s hard money loans provide the solution you need. Our asset-based lending focuses on the value of your property, allowing for quick approvals and funding, often within days. This makes hard money an ideal choice for investors facing tight deadlines, unique property types, or those with less-than-perfect credit.
Key Benefits of Our Hard Money Loans:
- Speed and Efficiency: Get funding faster than with conventional loans, crucial for time-sensitive deals and auction purchases.
- Asset-Based Approval: Loan decisions are primarily based on the collateral’s value, not solely on your credit history or income.
- Flexible Criteria: We work with a wider range of borrowers and property types, including those considered “non-conforming” by traditional lenders.
- Short-Term Solutions: Perfect for bridging financing gaps, acquiring distressed properties, or funding fix-and-flip projects.
- Direct Lender Advantage: As a direct lender, we offer a streamlined process with fewer intermediaries, leading to faster closings.
Who Can Benefit from Hard Money Loans?
- Real estate investors seeking quick capital for new acquisitions.
- Developers needing financing for construction or renovation projects.
- Borrowers with less-than-perfect credit scores.
- Those facing foreclosure and needing to quickly refinance.
- Anyone requiring fast funding for time-sensitive real estate opportunities.
Ready to Fuel Your Business Growth?
Don’t let financial constraints hold your business back. Partner with WesAmerica Mortgage Corporation for reliable and efficient business financing.
Apply Now for your business loan or Get a Free Consultation to discuss your financing needs.
